Tag Archives: annuity
What Is the Value of My Annuity
Annuities are investment vehicles used primarily in retirement planning for the purpose of creating some certainty in your future financial security. The degree of certainty you could have can only be based on your understanding of the value of your annuity at any time during both the accumulation stage and the income distribution stage. Annuities [...]
What Are Deferred Fixed Annuities
In the time since deferred fixed annuities were introduced more than 75 years ago, the annuity marketplace has ballooned with several different types of products offered in multiple variations, produced by dozens of different providers, resulting in hundreds of products lining the shelves today. In the deafening noise of the vast annuity marketplace, the deferred [...]
More About Annuities
Annuities have long played an important role in people’s retirement planning. As far back as the Roman Empire, people have relied upon annuities to secure an income they can count on. But, as with other types of investments, they have had their ups and downs as far as popularity. If you trace their history, it [...]
Are Annuities Taxable
It’s difficult to address a topic such this and avoid the tired, old cliché, “the only certainties in life are death and taxes.” So, we won’t try. The fact of the matter is that there is no investment vehicle that is completely tax free. Even with tax exempt bonds, the income received can increase the [...]
Retiring With Annuities
With the “new normal” economy ushered in after the financial crisis comes the new rules for retirement that now guide the plans for anyone intent on retiring securely and comfortably. The financial crisis was merely the final straw for a whole generation of people who had, at one time, had their sights set on a [...]